The mortgage process involves the collaboration of several key parties, each playing a crucial role in facilitating the loan transaction. The borrower is responsible for providing accurate financial information, completing loan applications, and making timely mortgage payments. The lender evaluates the borrower’s creditworthiness, determines loan terms, and manages the loan servicing. Mortgage brokers act as intermediaries, helping borrowers find suitable loan options and negotiating terms with lenders. Real estate agents guide buyers through the home purchase process and coordinate with other parties involved. Appraisers a
